Home lending is more than numbers, it’s about guiding individuals and families through one of the most important decisions of their lives. Recently, we had the privilege of sitting down with Oscar Chow, Senior Loan Officer at Stonewood Home Lending, located in the Shoppes at Tres Lagos. With over 23 years of experience, Oscar has not only mastered the complexities of home lending but also cultivated a reputation for compassion and commitment to the people he serves.
Oscar’s expertise goes beyond lending; it’s about connection. “Most of the buyers I work with are first-time homeowners. It’s a big step, and I take pride in walking them through each detail, sharing with them what to expect, and ensuring they feel confident every step of the way,” he explained. “From downloading bank statements to understanding financial documents, I’m here to hold their hand through the process.”
This dedication to making homeownership seamless stems from decades of experience. “I’ve seen the industry evolve through the good, the bad, and the ugly,” Oscar shared. “What hasn’t changed is my commitment to making the process as seamless as possible for every customer.”
Stonewood Home Lending is also the preferred lender for Esperanza Homes. “Not every lender gets the chance to work so closely with such a reputable builder," Oscar said adding that the benefit extends to homebuyers. "Thanks to our partnership with Esperanza Homes, we're able to offer exclusive 30-year fixed rates at 4.99%—making homeownership more affordable than ever."
For Oscar, working at Tres Lagos is more than a job—it’s an opportunity to become a part of something bigger. “Every day, I look out the window and see families walking their dogs, moms with strollers and neighbors grabbing coffee or pizza,” he said. “I feel immersed in the life of this vibrant community. It’s like being a neighbor to every one of my clients.”
His presence within the community allows him to provide a level of convenience unmatched by others. “We’re the only lender within Tres Lagos,” he said. “That means your entire journey—from designing your home to finalizing financing—happens right here. Need clarity on a document? I’m just next door. Questions after closing? Come by anytime. I’m here for the long haul.”
Oscar’s favorite part of his job? The people he meets and the lives he impacts. “Every loan we close represents a unique chapter in someone’s life, and I’m honored to play a part,” he said.
One story that stands out is a family who overcame great difficulty to achieve their dream of homeownership. “The father worked three jobs to make his dream of homeownership possible. It was tough, but seeing their joy at closing, with their kids hugging me, made it all worthwhile,” Oscar recalled.
This deep personal connection drives Oscar’s approach to business. “I approach every client as if they were my mom, sister, or son. Everyone deserves to feel cared for and valued,” he shared.
Whether you’re just starting your journey or ready to step into your dream home, Oscar and the team at Stonewood Home Lending are here to help. “Being part of this community means everything to me,” he said. “I want my clients to know I’ll be there at every step—before, during and after closing.”
Visit Stonewood Home Lending at the Shoppes at Tres Lagos and experience what sets them apart.
(956) 971-0033
